Everything You Need to Get On Track

Our financial services help federal and state public employees understand where they stand financially and what’s possible to fill in any gaps standing between you and your financial success.

Whether you are just looking to understand your pension benefits or know you need a way to increase your income in retirement, our agents provide the services to meet your needs.

Here at PSERC, we know that you have retirement benefits that are better than most. But we also know that there comes a time as you near retirement when you need reassurance that everything you’ve done up until now is enough. From a simple pension and retirement review, our agents can let you know whether or not you’re on track. If you’re not, we have the solutions that can help you thrive in retirement whether you’re 10 years or 2 weeks away from retirement.

[Schedule Your Free Consultation Today]

Services our agents specialize in cover a wide range of your needs:

Everything You Need to Get On Track

Our financial services help federal and state public employees understand where they stand financially and what’s possible to fill in any gaps standing between you and your financial success.

Whether you are just looking to understand your pension benefits or know you need a way to increase your income in retirement, our agents provide the services to meet your needs.

Schedule Your Free Consultation

Here at PSERC, we know that you have retirement benefits that are better than most. But we also know that there comes a time as you near retirement when you need reassurance that everything you’ve done up until now is enough. From a simple pension and retirement review, our agents can let you know whether or not you’re on track. If you’re not, we have the solutions that can help you thrive in retirement whether you’re 10 years or 2 weeks away from retirement.

Schedule Your Free Consultation

Services our agents specialize in cover a wide range of your needs:

Pension Reviews

Insurance Analysis & Services

Investment Portfolio Assessments

Income Counseling

Social Security Reviews

Financial Planning
& Wealth Management

Pension Reviews

Wondering how much income your pension will generate for you in retirement and if it’ll be enough to cover your lifetime expenses? Our agents are specialized in helping you understand your federal and state public pension benefits so that you don’t have to wonder any longer. Through careful review and analysis, our agents take the guesswork out of your retirement income and can then offer you additional income solutions should you discover you may not have as much as you wanted or needed in your retirement.

Pension Reviews

Insurance Analysis & Services

Risk management is a huge component of your financial well-being. Do you have enough insurance? Are you over-insured? Do you have the right kinds of insurance? These are all questions you may have that should be answered now. Not having the proper kinds of insurance coverage can either leave you vulnerable or you can wind up paying too much for insurances that you don’t need. Not to mention the tax implications if you decide to cash out a policy early. Our insurance specialist can help you assess your needs and develop a strategy to keep you protected and save you money.

Investment Portfolio Assessments

Even with a pension, you likely have a retirement investment portfolio as well such as a TSP or 403(b), and perhaps some individual investment accounts like IRAs or HSAs. If you’ve been self-managing these accounts on your own, you may be ready to have a financial professional take a look at how your investments are performing and what adjustments you need to make, if any, as you near your target retirement age. There are usually more opportunities you can be taking advantage of and our agents are here to help you know what they are.

Income Counseling

There is an old saying, “It’s not what you make, it’s what you keep.” Our agents are highly trained in helping you make the most of the income you have. We conduct a thorough cash flow analysis so you know exactly where you’re spending your money. Our agents are also trained to help you automate your finances so that you fund the critical areas of your life automatically that keep you on track to reach your financial goals. Lastly, our agents can alert you to income opportunities that can help you increase or accelerate your income in certain areas of your life.

Social Security Reviews

Social Security benefits are an often overlooked benefit people know very little about until they get closer to retirement age. Our agents walk you through figuring out what your Social Security benefits will be at the age you think you need them. If you don’t need your Social Security benefits right away, our agents can also help you figure out the best time to start collecting on them so that you get the greatest amount possible.

Ready to Speak to
a PSERC Counselor?

Schedule Your Free Consultation Today